Re: (getting off topic) Re: ATM card pins

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Alex Alten (Andrade@netcom.com)
Fri, 07 Aug 1998 21:10:04 -0700


At 11:07 AM 8/7/98 -0400, Brian Mancuso wrote:
>: Chris is right. It is single DES. The PIN is encrypted right in the box
>: where the PIN keypad is attached.
>
>Not all banks use this method of PIN authentication, mine in particular.
>The PIN of my ATM card must be encoded on my card, for the following
>reasons:
>

You're also right. There are two possible mechanisms; offline and online.
In offline, the PIN is encrypted on the magnetic strip with a key stored
in the ATM or it is a cryptographic function of the account number. The
PIN entered via the secure keypad which is then compared against the
decrypted PIN from the card by the ATM security module (Atalla box) at
the ATM itself. This allows offline operation, an important consideration
25 years ago when most banks were not connected to the interchange network.

- Alex

--

Alex Alten

Andrade@Netcom.Com (home--old) Alten@Home.Com (home--new) Alten@TriStrata.Com (work)

P.O. Box 11406 Pleasanton, CA 94588 USA (510) 417-0159


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The following archive was created by hippie-mail 7.98617-22 on Sat Apr 10 1999 - 01:10:56